Accept online payments

Enjoy various conveniences in accepting payments from your customers, from credit and debit cards to E-Wallet and over the counter through an extensive minimarket network.

  • The integration process is easy and can be tailored to your business needs.
  • Advanced dashboard with comprehensive reports.
  • High security protocols to avoid data leaks.

Virtual Account (Bank Transfer)

Make it easy to pay via virtual accounts from various leading banks in Indonesia in real-time.

Bank transfer fees
Rp4.000/Transaction



Credit & Debit card

Reach customers locally and internationally without geographic restrictions by accepting all credit and debit cards with the Visa, Mastercard, JCB and Amex logos.

  • Has a very effective Fraud Detection System to prevent online fraud.
  • 3D Secure coated to authenticate every customer payment.
  • Customers can pay using the installment method.
  • Create ongoing promotions that can be tailored to your needs.

Direct
Rp. 1.500 + Bank MDR*/Transaction


Agregator
Rp. 1.500 + 2,7%/Transaction


*Bank MDR is determined based on agreement directly between the merchant and the bank.

E-Wallet & E-Money

Provide a more convenient shopping experience by offering customers' favorite payment methods. Various popular E-Wallet options are available to reach more customers.

Bayarind Web*

  • 1,5 - 3% / Transaction
  • Rp3.500 / Transaction


OVO**
1,5 - 3,03% / Transaction


LinkAja
Rp. 3.000 / Transaction


ShopeePay (Jumpapp)
Kas Bayarind 1,5% / Transaction


Sakuku***
Rp. 1.500 + biaya bank / Transaction


*

Bayarind fees apply MDR 1.5% for Bayarind Cash funding sources

Bayarind fees apply MDR 3% for Credit & Debit Card funding sources

Bayarind fees apply MDR IDR 3,500 for OneKlik funding sources

**

OVO applies MDR 1.5% to merchants selling non-digital content

OVO applies MDR 3.03% to merchants selling digital content

*** Does not include fees charged by the bank amounting to Rp. 2,500/transaction

QR Code

Accept payments from various E-Wallets and other banking applications with just one QR code. Payments are more flexible and practical!

0,7%/Transaction

Online Installment

Offer the convenience of carefree shopping with online installment payments through our partners, increasing your customers' transactions and shopping frequency.

Indodana
2%/Transaction

Atome
6%/Transaction

Kredivo
2,3%/Transaction

AEON
1%/Transaction

Over the Counter

Don't let customers worry about not having a bank account. Make it easy for customers to “pay at the store” via the nearest Alfa Group network throughout Indonesia.

Rp. 5.000/Transaction

Instant Debit

Receive payments directly from customer accounts without the need to manually carry out transactions one by one for bills that need to be paid.

Klik BCA
Rp. 1.000 + Rp. 2.500/Transaction


blu BCA
Rp. 3.000/Transaction


BRImo
Rp. 1.000 + Bank MDR*/Transaction


OCTO Clicks
Rp 5.000/Transaction


Fund Transfer

Experience the ease and speed of transferring funds to various vendors or customers for a quick refund process, even during holidays and abroad.

  • Send funds to 150+ bank accounts and digital wallets
  • Transfer money to thousands of destinations with just one Excel file upload
  • Integration with API for automatic fund transfer
  • Bank Account

    Experience the ease and speed of transferring funds to various vendors or customers for a quick refund process, even during holidays and abroad.

    +81 other banks and more

Rp. 2.500/Transaction

  • E-Wallet & E-Money

    Save time and costs sending funds to popular Indonesian E-Wallets and E-Money through our services, including DANA, LinkAja, and GoPay.

Rp. 2.500/Transaction

  • Virtual Account

    Send funds to virtual accounts of well-known Indonesian banks in real-time, such as BCA, BNI and Mandiri.

Rp. 2.500/Transaction

FAQ

What is Payment Gateway ?

Payment Gateway is one of Bayarind's services that helps businesses get
payments and send funds using various methods.

As a reliable payment gateway, Bayarind offers online payments, easy invoicing, disbursement features, and customizable OnePay payment pages. Suit your customers’ preferences and send funds easily.

As a reliable payment gateway, Bayarind offers online payments, easy invoicing, disbursement features, and customizable OnePay payment pages. Suit your customers’ preferences and send funds easily.

The main benefits of integrating a Payment Gateway in your online store include:

  1. Seamless Online Transactions

    With Bayarind’s payment gateway, customers can easily make payments through your website or app—improving convenience and simplifying the payment experience.

  2. Increased Sales

    Bayarind’s payment gateway allows businesses to accept a wide range of digital payment methods such as credit and debit cards, bank transfers, virtual accounts, and e-wallets. This flexibility helps businesses reach more customers and drive higher sales.

  3. Flexibility and Integration

    Our payment services can be quickly and seamlessly integrated with various e-commerce platforms, apps, and sales systems—offering flexibility in managing transactions and improving operational efficiency.

  4. Business Scalability

    With Bayarind’s payment gateway, businesses can efficiently manage transactions at any scale—from small startups to large enterprises—supporting sustainable growth and smoother expansion.

Our Online Payment Gateway offers a fast and easy payment system with a variety of payment methods. We provide an Indonesian payment gateway service that helps online stores accept customer payments without having to carry out manual verification.

We also offer a Disbursement service to help you send funds to agents, vendors, or employees in real time with lower fees. This feature is also ideal for automating customer refunds and scheduled payouts.

Want to send invoices without writing a single line of code? Try Easy Invoice . Solusi pembayaran ini, bisa membant. This solution lets you generate billing links and receive payments instantly—accessing 30+ payment methods from one simple, user-friendly page.

Yes. Bayarind has been registered with Bank Indonesia and Kominfo. Apart from that, we have the ISO SNI ISO/IEC 27001:2013 certificate and PCI DSS permit and complete the features with a Fraud Detection System (FDS) to safeguard your payment transactions and customer data.

The price of the Bayarind Payment Gateway is tailored to your specific needs. Rest assured, you're only charged when a transaction goes through successfully. Implementation and maintenance are included, so you can focus on your business. For a full breakdown of costs, please visit our pricing page.