All your transfer needs, handled effectively

Accelerate your payments—from days to seconds, tailored to your business needs.

Real-time payments, anytime

Enjoy smooth, hassle-free transactions 24/7, with the flexibility to set your own limits.

Effortless bulk transfers

Send payments to 20,000+ recipients across 100+ bank accounts and e-wallets instantly – just upload an Excel file.

Security guaranteed

No more errors with automatic account validation, ensuring every transfer goes to the right destination.

No hidden fees, just honest pricing

No hidden fees or setup costs – pay only for what you use.

Flexible Transfers, Your Way

Our disbursement feature gives you full control – whether you're sending payments to vendors or making individual payrolls, you can do it your way.

Refund

Handle refunds quickly and efficiently, no matter the size of your business. Process hundreds of refunds in minutes with our scalable solution.

Vendor Payments

Say goodbye to manual vendor payments and late fees! Schedule recurring payments and enjoy peace of mind, knowing your vendors are paid on time, every time.

Disburse loan

Build trust with your users and borrowers by providing fast, reliable fund distribution through our platform, designed for SaaS and P2P lending platforms.

Payroll

Keep your employees happy with on-time payments. Automate your payroll and enjoy a stress-free process.

Trusted solution for businesses in all industries

Businesses in various industries can take advantage of our disbursement services to send funds easily.

E-Commerce

Settle funds to the seller and send refunds to customers quickly.

Direct Selling

Distribute commissions and bonuses to distributors after successful sales.

Gaming

Offer voucher bundling packages and pay vendors with a smooth process.

Fintech

Distribute funds to borrowers practically and safely.

Software

Pay software developers or process buyer refunds.

Travel & Hospitality

Handle payments to business partners and process guest refunds easily

Resources to help your business keep going

Online Payment

Accept online payments via bank transfer, virtual account, e-wallet to QRIS from customers anytime, anywhere through one API integration.

Pricing

Try us risk-free! Enjoy free registration and experience the benefits firsthand. You'll only be charged when your transactions are successful.

FAQ

What is disbursement or fund disbursement?

Disbursement is the process of distributing funds from one party to another. In a business context, disbursement often refers to payments made by a company to employees, business partners, or customers.

The disbursement process involves distributing funds to various destinations, including banks, virtual accounts, or e-wallets, depending on business needs and recipient’s preferences. The main purpose of disbursement services is to manage payment activities quickly, accurately, and efficiently, ensuring that recipients get their payments on time.

When choosing a trusted disbursement service, consider several key factors such as security, brand reputation, and available features.

  • Security. Ensure the disbursement service you choose has a strong security system to protect your data and funds from online threats.
  • Reputation. Research the reputation of the disbursement provider by checking reviews and recommendations from businesses or individuals who have used the service.
  • Features. Make sure the disbursement service offers features and functionalities that match your business needs. This includes the ability to customize disbursement processes, perform real-time transactions, and integrate with existing platforms.
  • Pricing. Consider the fees associated with using the disbursement service. Ensure the costs align with your business budget and that there are no hidden or unexpected charges.
  • Support. Choose a disbursement provider that offers responsive and high-quality customer support. This is crucial for resolving issues and answering your questions quickly.

By taking the above factors into account, you can choose the right disbursement service for your business—one that helps improve efficiency and security in your payment processes.

Ada berbagai manfaat bagi bisnis ketika menggunakan layanan disbursement:

  • Pembayaran gaji. Bisnis bisa menggunakan layanan disbursement untuk aktivitas gaji karyawan secara massal setiap bulan.
  • Pengembalian dana (refund). Platform E-Commerce menggunakan disbursement untuk pengembalian dana kepada pelanggan jika produk yang dibeli tidak sesuai atau mengalami masalah.
  • Pembayaran vendor. Perusahaan menggunakan layanan disbursement untuk membayar tepat waktu setelah menerima barang atau layanan yang dipesan.
  • Pembayaran komisi. Perusahaan multi level marketing (MLM) atau afiliasi dapat menggunakan disbursement untuk mengirimkan pembayaran komisi kepada mitra afiliasi mereka berdasarkan penjualan yang mereka hasilkan.
  • Pemberian cashback. Bisnis fintech atau aplikasi bisa menggunakan disbursement untuk memberikan cashback kepada pelanggan setelah mereka melakukan pembelian tertentu.

Yes, absolutely! Bayarind's disbursement service is designed with security in mind. We adhere to the latest international security standards and regulations, including ISO 27001:2022, to ensure your funds and data are always protected.

Moreover, we’re a registered and licensed provider with Bank Indonesia and the Ministry of Communication and Informatics of the Republic of Indonesia (Kominfo), giving you added peace of mind.

Yes, you can customize the disbursement service integration using our API for more complex needs or use our intuitive dashboard for faster fund transfer processes.

Yes, you can send money to various countries around the world at competitive fees with Bayarind.

There will be no more geographical barriers, and get ready to open up opportunities to expand your business into the global market! Customers from other countries would also be pleased knowing that they don’t have to deal with complicated exchange rates or international transaction fees to buy your products or services

Not really! We understand that every business is different, so we offer flexible transaction limits. Just reach out to our sales team , and they'll be happy to discuss the specifics of minimum and maximum amounts.